Why Consider a Funeral Plan Before 50?
- Affordability: Funeral costs tend to rise over time. By purchasing a plan while you’re younger, you can lock in current rates and save money in the long run.
- Flexibility: Plans designed for individuals under 50 often include flexible payment options, allowing you to spread the cost and pay in manageable instalments.
- Easing the Burden on those who matter: Planning in advance means your family won’t face the emotional and financial stress of making all the funeral arrangements during a difficult time.
- Customisable Options: Thinking about your funeral wishes is a great way to leave your family with some easy direction and guidance which will provide great comfort when the time comes. Early planning also allows you to personalise your arrangements, ensuring your funeral wishes are respected.
What Do Funeral Plans Cover?
Most funeral plans include:
- Funeral director’s fees
- Transportation of the deceased person
- Basic coffin
- Cremation or burial fees
- Organisation of the service
Some plans may offer optional extras like flowers, memorials, or catering for the service.
Key Features to Look for in Funeral Plans for Under 50s
If you are under 50, and considering a funeral plan, here are some things to consider:
- Age Eligibility: Some providers cater specifically to those under 50.
- Payment Flexibility: Choose between lump-sum payments or monthly instalments.
- Plan Portability: Ensure the plan can transfer if you move to another region or country.
- Comprehensive Coverage: Confirm what is included to avoid hidden costs.
How to Get Started
- Compare Plans: If the choice available seems daunting, we can help with comparing plans, spotting any restrictions and inclusions to ensure nothing is missed.
- Assess Your Needs: We help you to consider your preferences for burial or cremation, the type of service you would like, and additional wishes such as choice of flowers, music, and transport.
- Speak to a Trained Professional: Many funeral planning companies offer free consultations to help you make an informed decision. At CPJ Field we have friendly, knowledgeable colleagues who are experts in prepaid funeral plans.